FAQs

  • How much can I get?

    The amount of your loan will depend on the value of your vehicle. Depending on your car, you could have access to up to $50,000. Vehicles newer than 1999 have a higher chance of receiving higher loan amounts.

  • Do I get to keep my car?

    Yes, you can keep your vehicle while making payments on your loan. However, we will take your vehicle’s title until the loan is paid off. Once you pay off the loan, we will return the title back to your name. If you are unable to pay the loan, we will hold ownership to the vehicle until you pay the loan in full.

  • How do I qualify?

    To qualify for a car title loan, you do not need a perfect credit score. Instead, your eligibility is based on the value of your car. To get a free estimate on how much your car is worth, fill out our online form or give us a call at (855) 586-2019.

    • Must be at least 18 years old
    • Must have proof of income of at least $1,500 per month
    • The vehicle must be insured and you have the registration
    • You must own the vehicle with no car payments
    • You must have the vehicle’s title or pink slip
  • How fast can I receive a loan?

    To expedite the process of receiving your loan, it is best to gather all of the required documents before applying. This will keep you prepared and make the process much quicker. Our customers are able to get the cash they need in as little as 24 hours when they do this.

  • How does a car title loan work?

    Vehicle owners can use title loans to borrow a loan using the value of their car. The car serves as collateral for your loan since the loan isn’t based on your credit. Car title loans are a great solution for people who struggle with poor credit because the loan comes with fewer requirements. If your car carries enough value, you’ll be able to get a loan.

    When you take out a car title loan, you will transfer your title under the lender’s name. The title will be transferred back to you when the loan is paid off. If you are unable to pay off the loan, the car will stay under Washington Title Loans name until the loan is paid in full.