Seattle, WA 98125

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Seattle, WA 98125

Address: Seattle, WA, 98125
Phone number: (206) 649-5760
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away

All information provided is secure and confidential. By submitting your information you agree to the terms of our Privacy Policy, Terms & Conditions, and E-Consent

How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

Bad credit - OK

You don’t need to have a good credit to get a car title loan.

Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

5 Star Service

Just the thought of needing to take a car title loan made me stressed, but at least a 5-star process made it slightly better and easier for me. Thanks so much!

- Samuel Alvera
Thanks Jeremy!

This is the second time that Jeremy has helped me with a loan through Washington Title Loans. His professionalism and attentiveness during the first transaction was the primary reason I cam back. He well represents your company. Thanks, Jeremy!

- Patrick King
Very Helpful!

I felt that they were very willing to work with me and help me obtain the loan I was looking for, with no questions or judgments at all. Appreciate this kind of respect and attitude.

- Janae Sullivan

Seattle Title Loans

If you are in need of fast cash but have bad or no credit you are in the right place. At Washington Title Loans you can get the best title loan you need to overcome the financial obligations that are holding you down. Our title loans come with customized payment plans, flexible loan terms, and low interest rates.

If you are a Seattle, WA resident, you have a unique opportunity to get a title loan that will keep you on top of your finances. We have a team of experienced lenders who have been in this industry for over a decade. We offer 24/7 customer service so please give us a call if you have any questions or concerns.

Why Washington Title Loans Beats The Competition

There are a ton of reasons that we stand out from the competition. If you are thinking about trying to get a car title loan with a traditional bank, don’t waste your time. They will take forever to approve you and even longer deposit the money in your bank account. Instead, go with us to get the money you need in as little as 24 hours.

Title Loan Interest Rates

Our title loans have much lower interest rates compared to other lenders in the area. If you get a car title loan through us, you will enjoy progressively lowering interest rates. This means that over time your payments actually get cheaper. We also never charge prepayment penalties so that you can pay off your loans as soon as possible.

In-Person Not Required For Title Loans

We make it our goal to make the process of getting you the funding you need as hassle-free and convenient as possible. We don’t even require you to leave the comfort of your home! You can complete the entire application process and receive your money all without leaving your home.

Our Title Loans Have No Hidden Fees

We want to make you as comfortable with your loan payments as possible. We want to build a strong relationship with each of our customers. This is why we offer customized payment plans so that we can tailor our loans specific to you and your current needs.

We offer 100% transparent services which means that we never charge processing fees, hidden fees, or prepayment penalties. You can rest assured that there will be no unexpected charges to your account when dealing with our title loans.

Improve Your Credit History with Our Title Loans

If you have a poor financial history and a low credit score, do not worry. We do not use your credit score as a determining factor when deciding whether to qualify you for a loan amount or not. Instead, we look at the market value of your vehicle and your ability to repay the loan amount.

Our title loans are actually a perfect tool for local residents who want to build their credit for future financial comfort. When other lenders won’t accept you, we will. We understand that unexpected financial obligations happen. Heck, they happen to us too. That is why we work with you to get the funding you need even if you have a poor financial history.

Common Title Loan Questions

Any Seattle, WA resident who has a question or concern about our title loans should give us a call right away. We have a team on standby 24/7 to help you at any time. Here are some of our most frequently asked questions.

Can I Keep My Car?

When you get a title loan in Seattle, we do not take your car. You can still drive your vehicle just like normal. The only thing we take is the lien-free title. Once you make all of the necessary loan payments, we will return the title back to you. The car title will be transferred to the lender’s name until your pay off the loan.

How Fast Do I Receive The Money?

When you get a title loan, you will receive the money in as little as 24 hours after approval. Once you apply, we will qualify you for a loan amount within 15 minutes. Then, once we assess the paperwork you send us, we will customize a loan for you and send you the money via a direct deposit.

How Much Money Can I Get?

Car title loans can get people enough money to take back control of their finances. Local Seattle residents have access to up to $50,000 depending on the value of their vehicle and their ability to repay the loan. We determine the amount of our car title loans based on the year, mileage, condition, make, model, and market value of your vehicle as well as your ability to make payments on time.

What If I’m On Disability or Get SSI?

As long as you can prove that you make $1,500 per month, you qualify for our car title loans. We just need to make sure that you can make the loan payments on time. That is why we work with you to customize a payment plan that is the most convenient and comfortable for you based on your current budget and lifestyle.

Do Car Title Loans Have Prepayment Penalties?

No, we will never charge Seattle residents with prepayment penalties. We believe that you should be able to pay off your loan as quickly as you want. We also believe in 100% transparent services. This is why we never charge any upfront, hidden, or prepay penalty fees.

Give Our Car Title Loan Lenders A Call Today

Washington Title Loans is a lending company that offers a variety of financial solutions to local Seattle, Washington residents. Anyone who is in need of fast cash but has a low credit score can come to us for financial help. Our auto title loans are simple, hassle-free, and come with customized payments so that you can be as comfortable with our loan as possible.

We want you to be able to take back control of your finances. We understand that unexpected expenses happen. This is why we offer the best title loans in the area to help you get emergency cash through an online title loan. If you live in Seattle, fill out our online application form or give us a call today.

Frequently Asked Questions:

  • How does a car title loan work?

    Vehicle owners can use title loans to borrow a loan using the value of their car. The car serves as collateral for your loan since the loan isn’t based on your credit. Car title loans are a great solution for people who struggle with poor credit because the loan comes with fewer requirements. If your car carries enough value, you’ll be able to get a loan.

    When you take out a car title loan, you will transfer your title under the lender’s name. The title will be transferred back to you when the loan is paid off. If you are unable to pay off the loan, the car will stay under Washington Title Loans name until the loan is paid in full.

  • How fast can I receive a loan?

    To expedite the process of receiving your loan, it is best to gather all of the required documents before applying. This will keep you prepared and make the process much quicker. Our customers are able to get the cash they need in as little as 24 hours when they do this.

  • How do I qualify?

    To qualify for a car title loan, you do not need a perfect credit score. Instead, your eligibility is based on the value of your car. To get a free estimate on how much your car is worth, fill out our online form or give us a call at (855) 586-2019.

    • Must be at least 18 years old
    • Must have proof of income of at least $1,500 per month
    • The vehicle must be insured and you have the registration
    • You must own the vehicle with no car payments
    • You must have the vehicle’s title or pink slip
  • Do I get to keep my car?

    Yes, you can keep your vehicle while making payments on your loan. However, we will take your vehicle’s title until the loan is paid off. Once you pay off the loan, we will return the title back to your name. If you are unable to pay the loan, we will hold ownership to the vehicle until you pay the loan in full.

  • How much can I get?

    The amount of your loan will depend on the value of your vehicle. Depending on your car, you could have access to up to $50,000. Vehicles newer than 1999 have a higher chance of receiving higher loan amounts.

Get a Free Estimate