Spokane, WA 99203

Loans for your Auto Title

  • Have cash in hand in under 24 hours
  • Borrow up to $50,000
  • Bad Credit - OK
  • Low and competitive rates

Spokane, WA 99203

Address: Spokane, WA, 99203
Phone number: (509) 284-0655
Monday: 9:00-18:00
Tuesday: 9:00-18:00
Wednesday: 9:00-18:00
Thursday: 9:00-18:00
Friday: 9:00-18:00
Saturday: 9:00-18:00
Sunday: 9:00-18:00
1
Car
Information
2
Your
Info
3
Free
Estimate

Request Free Quote Today!

  • Free and fast estimate process
  • Discover loan amount right away
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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

You have up to a 95% chance of getting approved for a loan.
step 2

Get your
vehicle qualified

We verify the information you have given us.

step 3

Send supporting
documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

Get loan approval in less than 15 minutes
step 4

Cash
in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.

Why are we the best in the market?

1.
Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-663-7074 or apply online.

2.
Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3.
Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4.
Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified.

5.
Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6.
Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

1. Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

2. Your driver license

You'll need a form of identification.

3. Proof of Insurance

You will need proof of insurance and registration on your vehicle.

4. Must be 18 or older

You must be 18 or older to apply for a title loan.

5. The vehicle

You must have the vehicle and you must provide proof of ownership.

6. Proof of income

You must have proof of income at least $1500 a month.

What our customers say about us:

5 Star Service

Just the thought of needing to take a car title loan made me stressed, but at least a 5-star process made it slightly better and easier for me. Thanks so much!

- Samuel Alvera
Thanks Jeremy!

This is the second time that Jeremy has helped me with a loan through Washington Title Loans. His professionalism and attentiveness during the first transaction was the primary reason I cam back. He well represents your company. Thanks, Jeremy!

- Patrick King
Very Helpful!

I felt that they were very willing to work with me and help me obtain the loan I was looking for, with no questions or judgments at all. Appreciate this kind of respect and attitude.

- Janae Sullivan

Spokane Title Loans

A title loan serviced by Washington Title Loans is a unique opportunity for local Spokane residents who need cash but have a poor credit score. Our title loans are perfect for people who are faced with unexpected financial expenses. Our loans are designed to make the loan approval process fast, easy, and hassle-free for all of our customers.

A car title loan is secured by the title of your vehicle. Your eligibility and loan amount will depend on the equity of your vehicle as well as your ability to repay the loan. You can get find out how much you qualify for today by applying online or by giving one of our lenders a call today.

Frequently Asked Questions

If you have any questions or concerns please give us a call today. We offer 24/7 services so that you can call us at any time that you need help. Our team of customer service representatives would love to help you determine the value of your car and get you the loan amount you need to take back control of your finances.

What Are Car Title Loans?

Title loans are a way that people can get fast cash by using the title of the vehicle as collateral. This is a popular solution for people with a poor credit history. You can actually use this financial tool as a way to build your credit if you have a low credit score. We do not use your financial history as a determining factor in approving you for a loan.

What Is A Lien-Free Title?

A lien-free car title is a title that has no liens attached to it. This means that there is no other creditor that owns it. If you are still making payments on your vehicle, your title has a lien on it and is not eligible for a title loan. If you are close to paying off your vehicle, we can make an exception in some cases so give us a call to find out.

How Much Money Can I Borrow?

If you need a loan, you can borrow up to $50,000 depending on the value of your vehicle and your ability to repay the loan. Spokane, WA residents can find out how much they are eligible for within minutes. You might be surprised at how much you qualify for. Contact us today to find out if you can get a loan. We approve most vehicles built after 1999. This includes cars, trucks, motorcycles, RVs, and more.

Can I Still Drive My Car With A Title Loan?

Yes, you can still drive your car while making payments on the loan. We will just take your vehicle’s title and then once you finish completely paying off the loan, we will return the title to you.

How Fast Can I Get The Money?

We offer loan approvals within 15 minutes. So once you apply, you will find out how much you qualify for within 15 minutes. Then, we will deposit the agreed-upon amount into your checking or savings account in as little as 24 hours. The money will be deposited via a direct deposit.

Do I Have To Leave My Home?

Nope. You can finish the entire application process, get approved, and have the money deposited into your bank account without ever having to leave the comfort of your home. We will just need you to submit the required documents so that we can customize a loan tailored to your budget and lifestyle.

Are There Processing Fees On Title Loans?

We never charge hidden, upfront, or prepayment penalty fees. You can feel confident in knowing that we will never charge you unexpectedly. We believe in 100% transparent services that ensure you get a loan that you are comfortable with.

Contact Us Today

Spokane residents should give Washington Title Loans a call today if they are looking to get a car title loan. We provide the best Washington Title Loans around for anyone in need of fast cash, even if you have a poor credit score. Begin by filling out our online application form or by giving us a call.

Frequently Asked Questions:

  • How does a car title loan work?

    Vehicle owners can use title loans to borrow a loan using the value of their car. The car serves as collateral for your loan since the loan isn’t based on your credit. Car title loans are a great solution for people who struggle with poor credit because the loan comes with fewer requirements. If your car carries enough value, you’ll be able to get a loan.

    When you take out a car title loan, you will transfer your title under the lender’s name. The title will be transferred back to you when the loan is paid off. If you are unable to pay off the loan, the car will stay under Washington Title Loans name until the loan is paid in full.

  • How fast can I receive a loan?

    To expedite the process of receiving your loan, it is best to gather all of the required documents before applying. This will keep you prepared and make the process much quicker. Our customers are able to get the cash they need in as little as 24 hours when they do this.

  • How do I qualify?

    To qualify for a car title loan, you do not need a perfect credit score. Instead, your eligibility is based on the value of your car. To get a free estimate on how much your car is worth, fill out our online form or give us a call at (855) 586-2019.

    • Must be at least 18 years old
    • Must have proof of income of at least $1,500 per month
    • The vehicle must be insured and you have the registration
    • You must own the vehicle with no car payments
    • You must have the vehicle’s title or pink slip
  • Do I get to keep my car?

    Yes, you can keep your vehicle while making payments on your loan. However, we will take your vehicle’s title until the loan is paid off. Once you pay off the loan, we will return the title back to your name. If you are unable to pay the loan, we will hold ownership to the vehicle until you pay the loan in full.

  • How much can I get?

    The amount of your loan will depend on the value of your vehicle. Depending on your car, you could have access to up to $50,000. Vehicles newer than 1999 have a higher chance of receiving higher loan amounts.

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